Might be time to call in a repair man! Good morning! Today we have a very simple recommendation for you to consider before having a contractor come to do work on your home. Before you have a contractor (any type of contractor) come in to your home to work, you should have them provide you with a current certificate of insurance. A certificate (example below) will...
Today our country stands on the edge of a precipice of our own making. The actions of the few, those who we elected as our political representatives, have had (and could continue to have) serious negative repercussions on the many. As we watch, waiting anxiously for word that our chosen government will continue to honor its financial obligations, we debate amongst one another about the...
Tuckered out after a long day of writing! Homeowners coverage: Where to begin? With your home, of course! In this installment, I’m going to review a couple things to keep in mind while reviewing or considering insuring your home – based on the assumption that you own, not rent. The primary concern of homeowners is protecting the actual dwelling itself. As there are quite a...
The Insurance Dogger is not looking forward to 2014 or the implementation of the ACA. Some of the reasons why the Affordable Care Act (ACA) gives me a great deal of concern about it’s potential economic impact: Employers are required to provide coverage if they have 50 or more full-time employees, or face paying taxes and fines Individuals are required to carry coverage, or face...
I’ve been waiting for a little while now.OK OK I know that I said I’d be back to finish up auto coverages a few days ago. Business being what it is, it’s taken me a little while. But here we are, and off we go! Last week we reviewed liability and injury coverages. This week, we are going to review the coverages in place to protect...
