Vandalism may not be the first issue that comes to mind when you think about your commercial insurance. Unfortunately, this concern is very real and can lead to serious destruction of your property. It is often expensive to repair, and acts such as graffiti can have far-reaching consequences for your business. Why Commercial Property Insurance is Crucial Even a single act of vandalism can directly impact your...
While it can be easy to see how sick days would be beneficial to your employees, they are equally valuable to you as an employer. Taking a day or two off from work affects immediate productivity, but the consequences of employees "toughing it out" and coming to work sick are far greater. Coming to Work Sick: Why Not to Do It When there's a lot to be accomplished...
“I’m paying for a product that I hope I’ll never use." It’s a common complaint of any business owner purchasing insurance, and it makes sense. No one wants to go through the stress of a claim, even if it’s handled efficiently by the insurance company. If you insure your restaurant properly, however, you can dramatically reduce the amount of anxiety and tension you face –...
If you’re not too tired after working your demanding day job, you might consider picking up a side job for extra money (a.k.a. “moonlighting"). It’s especially worth looking into before the holiday shopping season gets in full swing. According to the Bureau of Labor Statistics, nearly 6.8 million Americans work more than one job. That equates to 4.6 percent of all employed people. There are...
Sammy thinks these flood changes are all wet. Hello everyone! We’re back again! This time we’re going to briefly review the debacle that is flood insurance. Operated by the National Flood Insurance Program (under the auspices of FEMA) or NFIP for short, flood insurance has gone through quite the upheaval lately. This is due, in large part, to the fact that the program is about...
