“I’m paying for a product that I hope I’ll never use." It’s a common complaint of any business owner purchasing insurance, and it makes sense. No one wants to go through the stress of a claim, even if it’s handled efficiently by the insurance company. If you insure your restaurant properly, however, you can dramatically reduce the amount of anxiety and tension you face –...
When it comes to live Christmas trees, I’ve bought everything from tiny trees for my former dorm room to ceiling grazers for my home. I love the ritual of searching for the perfect Christmas tree. Ditto for the natural beauty and piney fragrance the tree emits. But how much do I really know about live Christmas trees? Not much, it turns out. I realized that...
Millions of people will flock to stores and malls this Black Friday. While shoppers need to be careful when scoring deals, they also need to exercise caution to avoid Black Friday parking lot accidents. As we reported in an earlier story, 20 percent of all auto accidents happen in parking lots. What’s more, 52 percent of injuries resulting from backover accidents happen when a vehicle...
I can clearly remember how eager I was to turn 16 and get my learner’s permit. I was one step closer to driving, a privilege that I equated to freedom. I quickly learned that the driver licensing process wasn’t all fun. I used to get annoyed by my curfew and my parents’ refusal to let me take more than one friend in the car. As...
The last leaves are falling off the trees, the holiday planning is getting underway and the morning air has that distinctive crisp chill. Whether you like it or not, it’s almost winter. You’ve probably unpacked your cold-weather clothes, made travel arrangements and put the ice scraper back in your car. But have you thought about winterizing your home? If not, don’t worry. You still have...