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Archives: 2020

Medicare Supplement Insurance: Is Plan F Going Away?

Medicare Supplement Insurance: Is Plan F Going Away?

Starting Jan. 1, 2020, Medigap plans sold to people new to Medicare won’t be allowed to cover the Part B deductible. Because of this, Plans C and F will no longer be available to people who are new to Medicare on or after Jan. 1, 2020. However, if you already have one of these two plans (or the high deductible version of Plan F), you’ll...

Driving On Empty: Is It Really That Bad?

Driving On Empty: Is It Really That Bad?

Is it bad to drive on empty? As a general rule, it’s best to avoid letting your vehicle run low on gas. Car care experts recommend not letting your fuel level drop below ¼ tank. There are a few reasons for this: It could leave you stranded. If you run out of gas, your car’s engine will stop — and you’ll be stuck whenever and...

Do I Need Commercial Property Insurance If I Work From Home?

Do I Need Commercial Property Insurance If I Work From Home?

If you run a business from your home, your homeowners insurance may not provide all the protection you need. Some homeowners insurance companies have denied claims that they determined to be related to business rather than a legitimate homeowner claim. Consult with our agent on whether you need commercial property insurance in addition to your homeowners policy. What Does Commercial Property Insurance Cover? Commercial property...

Beginner’s Guide To Renters Insurance

Beginner’s Guide To Renters Insurance

Landlords carry commercial property insurance to protect them from loss in case of a covered disaster, such as a fire or explosion. But this coverage protects only the building structure and the landlord, not your belongings when you are renting a house, apartment, or condo. Renters insurance can help replace your personal items lost in a disaster. What Does Renters Insurance Cover? Named Perils The...

On The Bright Side: 10 Ways We’re (Still) Here For You During COVID-19

On The Bright Side: 10 Ways We’re (Still) Here For You During COVID-19

Just when it feels like we’re adjusting to our “new normal,” the curveballs keep on coming. Will our kids adjust to virtual classrooms? What happens when the sunny weather turns to snow? How long will this go on, anyway? We get it: Navigating this pandemic can be exhausting. While we can’t fix your wi-fi during an important video call or magically stock your local store...